Product overview
ERGO Body Protect Grundfähigkeitsversicherung
ERGO Body Protect is based on the loss of abilities defined in the policy, such as seeing, hearing or walking. If the conditions are met, you receive a monthly benefit. Payment does not depend solely on whether you can still work in your occupation. The abilities covered vary by plan.
Key points to discuss for this option
What degree and duration of impairment triggers payment?
What gap remains compared with occupational disability cover?
Protecting your ability to earn
Understand benefits and context
Benefits, exclusions, costs and availability depend on the specific plan and your circumstances. This page is not an individual offer.
Prepare for your conversation
- Note your ongoing expenses and commitments
- Gather details of your day-to-day work and existing cover
- Discuss the benefit amount, policy term and adjustments
- Prepare medical records for a secure exchange
Other options on this topic
Provider information
Back to the topicExternal information in German. The product documents and terms of the specific offer take precedence.