Product overview
ERGO Berufsunfähigkeitsversicherung
If your health limits your ability to work in your occupation over the longer term, the agreed monthly occupational disability benefit can help maintain your financial flexibility. ERGO offers different plans and optional additions. The suitable option depends on factors including your occupation, medical information, desired monthly benefit and the relevant conditions for payment.
Key points to discuss for this option
How long should the cover last?
What occupation and medical information is required?
Protecting your ability to earn
Understand benefits and context
Benefits, exclusions, costs and availability depend on the specific plan and your circumstances. This page is not an individual offer.
Prepare for your conversation
- Note your ongoing expenses and commitments
- Gather details of your day-to-day work and existing cover
- Discuss the benefit amount, policy term and adjustments
- Prepare medical records for a secure exchange
Other options on this topic
Provider information
Back to the topicExternal information in German. The product documents and terms of the specific offer take precedence.