Product overview
Direktversicherung mit ERGO Betriebs-Rente
With direct insurance, the company takes out an insurance policy for the benefit of the person entitled to pension provision. ERGO publishes workplace pension products for this purpose. Whether this delivery method fits the managing director’s status, existing provision and funding is assessed individually. Tax recognition and other legal questions require separate coordination with the relevant specialist advisers.
Key points to discuss for this option
How is the commitment assessed legally and for tax purposes?
What rules apply when leaving or retiring?
Retirement planning for managing directors
Understand benefits and context
Benefits, exclusions, costs and availability depend on the specific plan and your circumstances. This page is not an individual offer.
Prepare for your conversation
- Record shareholdings and official status decisions
- Gather pension commitments and current funding policy values
- Compare personal needs with company cash flow
- Include tax advisers and succession plans
Other options on this topic
Provider information
Back to the topicExternal information in German. The product documents and terms of the specific offer take precedence.